Vantage Bank

Financial Services· 34,000 employees· Chicago, IL

A Fortune 500 financial services firm headquartered in Chicago, serving 12M+ customers across retail banking, wealth management, and commercial lending.

This is a fictional company created to demonstrate Frontier Hub capabilities — similar to Microsoft's use of Contoso.
12 weeks
End-to-end transformation
Story delivery acceleration
Level 2 → 4
AI maturity progression
28
AI models in production

The Vantage Bank Journey

Follow how Vantage Bank used Frontier Accelerators to go from AI ambition to production reality in 18 weeks.

PLATFORM

Azure Foundry Enterprise Kit

Production AI Foundry in 1 day — not 6 months.

With the top use cases selected, Vantage Bank's platform team deployed a production-grade Azure AI Foundry environment using the Enterprise Kit. 22 Bicep modules provisioned the Control Plane (AI Hub, Model Registry, Key Vault), Data Plane (AI Search, Cosmos DB, Storage), and Integration Plane (API Management, Event Grid) — all with 15 Zero Trust security controls enforced from day one.

1 day
To production
22
Bicep modules deployed
15
Zero Trust controls
3
Architectural planes
Learn about Azure Foundry Enterprise Kit
vantage-platform.frontier.ibm.com

Control Plane

Deployed
AI HubModel RegistryKey VaultMonitorLog Analytics

Data Plane

Deployed
AI SearchCosmos DBStorage AccountRedis Cache

Integration Plane

Deployed
API ManagementEvent GridService BusFront Door
SELECT

AI Catalyst

Scored 12 use cases. Selected the right 4.

Vantage Bank's Chief Digital Officer had a backlog of 12 AI use case proposals from across the enterprise. Using AI Catalyst's BXT scoring engine, each was evaluated across Business value, eXperience impact, and Technology feasibility — with industry-specific regulatory overlays for Financial Services. In two weeks, four use cases emerged with GO verdicts and clear platform recommendations.

12
Use cases evaluated
4
GO verdicts issued
2 wk
Time to decision
4.2/5
Avg BXT score (top 4)
Learn about AI Catalyst
vantage-select.frontier.ibm.com
Use CaseDepartmentBXT ScorePlatformRiskVerdict
Contract Review AutomationLegal4.2/5Azure FoundryTier 1GO
IT Ticket Auto-RoutingIT Operations4.1/5Copilot StudioTier 1GO
Fraud Pattern DetectionRisk & Compliance3.8/5Azure FoundryTier 2GO
New Hire Onboarding AgentHuman Resources3.6/5Power AutomateTier 2GO
Branch Footfall PredictorRetail Banking3.0/5Azure MLTier 2PILOT
Marketing Copy GeneratorMarketing2.8/5Azure OpenAITier 3HOLD
Customer Sentiment TrackerCX2.5/5Azure OpenAITier 3HOLD
Loan Document OCRLending2.3/5Doc IntelligenceTier 2HOLD
DESIGN

Process2Agents (P2A)

Transformed contract review from 4 hours to 22 minutes.

The Contract Review Automation use case went through P2A's four transformation stages. Discovery mapped the existing 14-step manual process. Design decomposed it into a multi-agent architecture with specialized agents for extraction, clause analysis, risk flagging, and summary generation. Build created the agent orchestration with TAOR verification at each step. Deploy established monitoring and human-in-the-loop escalation gates.

14
Process steps mapped
5
Specialized agents designed
91%
Process time reduction
4
Gate reviews passed
Learn about Process2Agents (P2A)
vantage-design.frontier.ibm.com
1

Discovery

Mapped 14-step manual contract review process

Process Analyzer
2

Design

Decomposed into 5-agent multi-agent architecture

Extraction AgentClause AnalyzerRisk FlaggerSummary AgentOrchestrator
3

Build

TAOR verification cycles, integration tests

BuilderTAOR Verifier
4

Deploy

Production deployment with HITL escalation

Deploy AgentMonitor Agent
DELIVER

DeliverIQ

67 AI digital workers built the solution across 9 streams.

DeliverIQ orchestrated the full SDLC for all four use cases simultaneously. Business Analysts, Architects, QA Engineers, Developers, Security reviewers, and DevOps agents worked in parallel across 9 governed streams. Each artifact was trust-scored, policy-checked, and traceable back to requirements. Vantage Bank's team oversaw an AI-native development lifecycle that shipped production code in 6 weeks instead of 6 months.

67
AI digital workers
9
SDLC streams
89.2
Avg trust score
6 wk
To production code
Learn about DeliverIQ
vantage-deliver.frontier.ibm.com
Business Analysis
92% trust · 18 artifacts
Architecture
90% trust · 12 artifacts
UX Design
88% trust · 8 artifacts
QA Engineering
95% trust · 42 artifacts
Development
87% trust · 34 artifacts
Security
91% trust · 15 artifacts
DevOps
86% trust · 10 artifacts
Release Mgmt
89% trust · 6 artifacts
Solution Design
88% trust · 9 artifacts
SCALE

AI Center of Excellence

From ad-hoc experiments to a Level 4 governed AI practice.

With four use cases in production and ROI proven, Vantage Bank established a formal AI Center of Excellence. IBM's CoE framework assessed their maturity across 5 dimensions, provided governance templates, built a talent pipeline, and created a repeatable playbook for scaling AI across the remaining business units. Vantage Bank moved from Level 2 (Exploring) to Level 4 (Optimizing) in 12 weeks.

Level 4
AI maturity achieved
12 wk
Total transformation
12
Business units onboarded
28
AI models in production
Learn about AI Center of Excellence
vantage-scale.frontier.ibm.com
Strategy & VisionLevel 2 → Level 5
Governance & EthicsLevel 1 → Level 4
Talent & SkillsLevel 2 → Level 4
Platform & ToolsLevel 3 → Level 5
Delivery & ScaleLevel 1 → Level 4
Before After

Transformation Outcomes

In 18 weeks, Vantage Bank went from fragmented AI experiments to a governed, scalable AI practice delivering measurable business value.

340%
Year 1 ROI
4
AI use cases in production
Level 4
AI maturity achieved

Write Your Own Transformation Story

Every enterprise has its own transformation story. Start with a 2-week AI Catalyst assessment and discover where your AI journey begins.